Best Places to Buy Euros in the USA [2024] (2024)

How to get euros in the US

There are a few different ways to get euros in the US, so you can pick the method that suits you best. Each service will have its own process, so whichever way you choose, you’ll want to check directly with the provider you choose to make sure you know exactly what’s required to get your EUR conveniently and without unnecessary delays.

Usually if you plan to get foreign currency cash through a bank or a specialist travel money service, you’ll need to visit a branch or agent location, and take along your USD in cash, or a card to pay for your euros. Assuming the bank or currency exchange office you visit has enough EUR in stock, you’ll be able to take away your travel money instantly.

However, picking up your euros in person is not necessarily the most convenient choice. In many cases, you’ll also have the option to arrange your EUR online, which means you can get everything organised without needing to take extra time out of your day to go to the bank.

How to buy euros online

Often buying euros online is more convenient than visiting a branch in person. One great option is to sign up for a multi-currency account with a linked card which lets you manage your account digitally and make cash withdrawals. Specialist non-bank providers like Wise and Revolut both offer convenient ways to hold, exchange and spend in a broad selection of foreign currencies, with easy to manage accounts you can access from your phone.

To buy euros online with a specialist provider that offers multi-currency accounts or travel cards, you’ll usually need to:

  • Head to the provider’s website or download their app
  • Hit Sign Up, add your personal details and create a password
  • Get verified by uploading images of your ID documents - you might also need a proof of address
  • Add some money to your account in USD, for spending later

Depending on the provider you pick, you can order a linked international debit card to spend in euros while you’re in Europe, or you can convert to the currency you need to make online payments. Some providers can issue you a virtual card instantly for secure online spending, and once you have your physical card you can withdraw cash in euros as you travel for convenience.

Go to WiseGo to Revolut

How to get euros in cash in the US

If you’re keen to have travel money in your pocket before you leave the US, you can also choose to order cash in euros online and either collect it or have it delivered to your home address. That can be a convenient option, and gives you the reassurance that you’ll have access to EUR even before you travel.

To buy euros for cash spending with an online money exchange service, you’ll usually need to:

  • Visit the provider’s website, and place an order for your currency
  • Decide if you want to have your money delivered, or collect your cash at an agent location
  • Make payment for your foreign currency in USD
  • When you collect your cash, or when it’s delivered you’ll need to show a valid ID document
Best Places to Buy Euros in the USA [2024] (2024)

FAQs

Where is the best place to get euros in the US? ›

What is the best place to exchange foreign currency? The best place to exchange foreign currency in the U.S. is at your local bank or credit union before you leave for your trip.

Where to get euros for best exchange rate? ›

Waitrose has the best Euro rate right now at 1.1379. You'll need to order online to guarantee this rate; it may be lower if you turn up unannounced and buy over the counter. You can buy your euros online and collect them from your nearest Waitrose travel money store if you don't want to wait for home delivery.

Where can I find the best exchange rate for dollars to euros? ›

Best place to exchange currency: Your bank or credit union

That way, you'll know what the going rate is and have an idea of what to expect when comparing exchange rates at banks and currency exchange service providers. Many banks offer currency exchange to their customers.

Is it better to get euros in US bank or in Europe? ›

With time at your disposal, you'll be able to see exactly what the fee and rate is, and how many euros you'll get for your dollars. It's possible of course that you might get a better deal when you land in Europe. It may well be the case that fees are lower and exchange rates better.

Where is the easiest place to get euros? ›

Where to get euros. Because euros are so widely used in Europe, it's one of the easiest currencies to get hold of. You can pick up your travel money from TUI at your nearest TUI Store, as well as online. You'll also find the multi-currency TUI Travel Money card very handy while you're abroad.

Is it best to get euros from your bank? ›

Generally speaking, you are better off by simply using you debit card to withdraw local currency when you arrive at the airport. You get a poor rate of exchange whether you are using an exchange office or your bank before you leave. ATM rates tend to be as good as you are going to get.

What is the cheapest way to get euros? ›

What is the cheapest way to get euros in the US? You'll need to compare exchange rates and fees for your bank with currency exchange services such as CXI. But a travel card such as the Wise international debit card can be a cheaper option, offering low fees and fairer, margin-free exchange rates.

What is the cheapest way to convert USD to euros? ›

Exchange at your bank before your trip: Exchanging currency at your local bank is likely the most cost-effective way to convert currency.

Can I buy euros at the post office? ›

Where can I buy euros? Post Office have numerous ways to get euros for your trip abroad. With our Click and Collect service, any orders placed before 2pm on working days to allow you to pick up your euros within 2 hours from your nearest participating branch.

How much is $100 euros in US dollars? ›

Euros to US Dollars conversion rates
EURUSD
100 EUR106.30 USD
500 EUR531.50 USD
1,000 EUR1,063.01 USD
5,000 EUR5,315.09 USD
7 more rows

What is Chase Bank Euro exchange rate? ›

Chase (US) exchange rate
CurrencyShould arriveExchange rate
EUR Euroin 1-5 days0.906220
AUD Australian dollarin 1-5 days1.48763
GBP British poundin 1-5 days0.778937
MXN Mexican pesoin 1-5 days16.4291
3 more rows

Which bank is best for currency exchange? ›

Top Banks That Exchange Foreign Currencies
  • TD Bank: TD Bank offers 55 different currencies. ...
  • Service Federal Credit Union: The number of currencies available for customers at Service Credit Union exceeds 60. ...
  • US Bank: Customers of US Bank can exchange money at a nearby branch.

What is the best day of the week to buy euros? ›

Typically, the least busy times of the week are Mondays, mid-week and the weekend (excluding Friday). These days have the lowest number of transfers in the week, so you might expect to see less fluctuation in the mid-market rate.

Should I convert money before going to Europe? ›

Resist the urge to buy foreign currency before your trip.

Some tourists feel like they must have euros or British pounds in their pockets when they step off the airplane, but they pay the price in bad stateside exchange rates. Wait until you arrive to withdraw money.

Can I walk into Bank of America and get euros? ›

Any Bank of America customer can exchange foreign currency at any financial center.

Is it better to get euros at the airport or ATM? ›

Currency exchange shops and kiosks in airports are not the best places to exchange money. For the best rates, try a local bank or a bank ATM to make your currency exchanges.

Is AAA a good place to buy euros? ›

Exchange at a Financial Institution or AAA: Usually, banks and credit unions and your local AAA have more reasonable fees and exchange rates than companies that are solely dedicated to foreign currency exchange.

Should I exchange money before travel to Europe? ›

Resist the urge to buy foreign currency before your trip.

Some tourists feel like they must have euros or British pounds in their pockets when they step off the airplane, but they pay the price in bad stateside exchange rates. Wait until you arrive to withdraw money.

How many dollars is $100 euros? ›

Euros to US Dollars conversion rates
EURUSD
100 EUR106.30 USD
500 EUR531.50 USD
1,000 EUR1,063.01 USD
5,000 EUR5,315.09 USD
7 more rows

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