Counterfeit Money | Financial Information Resources Manual (2024)

How Do I Spot It and What Do I Do?

Counterfeiting money is one of the oldest crimes in history. Although counterfeiting has been substantially reduced since the creation of the Secret Service, this crime continues to represent a serious problem. The Secret Service has noted that many of today’s counterfeiters have moved from the “traditional” method of offset printing, which has its own set of required skills, to computer-generated counterfeiting. Today’s counterfeiter is able to produce counterfeit currency with basic computer training and skills afforded by public education! Counterfeit passing statistics are likely to increase because of several factors: the instruments of production are more readily available, the capabilities of these machines continue to improve, and the techniques are more readily understood by an increasingly larger segment of the population.

Over the past few years, we have seen an increasing number of our students attempting to pass counterfeit bills on campus. In most cases, these counterfeits were poor quality and readily detected, but the ramifications for the student can be serious. Although our current Student Handbook includes counterfeiting in the laundry list of “General Misconduct Violations”, the District bears an additional burden with respect to this activity: we are required to report the incident to the United States Secret Service!

The United States Secret Service is committed to a policy of zero tolerance and investigates each and every counterfeiting case. Each counterfeiting case, no matter how large or small, carries the serious consequences of incarceration and/or fines.

Manufacturing counterfeit currency is a violation of Title 18, Section 471 of the United States Code and is punishable by a fine or imprisonment for up to 15 years, or both. Printed reproductions, including photographs of paper currency, are violations of Title 18, Section 474 of the United States Code. Violations of this code are also punishable by a fine or imprisonment for up to 15 years, or both.

How Do I Spot a Counterfeit?

Look at the money you receive. Compare a suspect bill with a genuine bill of the same denomination, paying attention to the quality of printing and paper characteristics. Look for differences, not similarities.

  • Portrait: The genuine portrait appears lifelike and stands out distinctly from the background. The counterfeit portrait is usually lifeless and flat. Details merge into the background which is often too dark or mottled.
  • Seals: On a genuine bill, the saw-tooth points of the Federal Reserve and Treasury seals are clear, distinct, and sharp. The counterfeit seals may have uneven, blunt, or broken saw-tooth points.
  • Border: The fine lines in the border of a genuine bill are clear and unbroken. On the counterfeit, the lines in the outer margin and scrollwork may be blurred and indistinct
  • Paper: Genuine currency paper has tiny red and blue fibers embedded throughout. Often counterfeiters try to simulate these fibers by printing tiny red and blue lines on their paper. Close inspection reveals, however, that on the counterfeit bill the lines are printed on the surface, not embedded in the paper.
  • In addition, since 1996 the government has been adding advanced security features to its currency. These enhanced security features make it much more difficult to counterfeit. A segment from the Bureau of Engraving and Printing’s web siteis included with these instructions to help you visualize how these additional security features appear on actual bills.

Portrait: The portrait has been enlarged and moved slightly off center to allow for the addition of a watermark. The portraits have also been redesigned to provide more lifelike detail.

Watermark: A watermark is visible on both sides of the bill when it is held up to a bright light.

Security Thread: A security thread has been added to each bill and can be seen from both sides of the currency when held up to a light.

Color-shifting Ink: All redesigned bills, except the $5, have a color-shifting ink feature. The number in the lower right corner of the front of the bill looks green when viewed straight on, but black when viewed at an angle.

Microprinting: The redesigned bills feature microprinted words in two areas on the front of the bill.

Fine Line Printing Patterns: The new currency has fine line printing patterns behind the portrait on the front and behind the building on the back.

If You Receive a Counterfeit:

  • Do not return it to the student.
  • Identify and detain the student, if possible.
  • Limit the handling of the currency.
  • Carefully place it in an envelope.
  • Contact a principal or other administrator and give them the bill.
  • The principal must contact the local Secret Service field office (the number for the Austin field office is 512-916-5103).
  • Surrender the counterfeit only to a police officer or Secret Service agent.
  • Report the incident to the Deputy Superintendent, your Assistant Superintendent, or the Internal Auditor.
Counterfeit Money | Financial Information Resources Manual (2024)

FAQs

How do you fill out a counterfeit report? ›

Visit the Secret Service website to complete a Counterfeit Note Report or contact your local U.S. Secret Service field office. (Note: You must send the Counterfeit Note Report to your local U.S. Secret Service field office. Visit the U.S. Secret Service website for more information.)

What happens if I get a fake $100 bill? ›

Contact your local police department or United States Secret Service field office. These numbers can be found on the inside front page of your local telephone directory. Write your initials and the date in the white border areas of the suspect note.

Does prop money feel real? ›

Prop money is fake money that looks real. Since the props are printed on quality printing paper they do NOT feel like real currency.

How to check if someone gave you fake money? ›

o Look for a security thread (a plastic strip) running from top to bottom. Beginning in 1990, an embedded (not printed) security thread was added to all bills except the $1 and $2 bills. If you hold the bill up to the light, you will see the strip and printing on it.

How much jail time for counterfeit money? ›

Making or using fake money is a serious crime that can get you up to 20 years in jail. Both federal and state laws punish counterfeiting, and fines can be very high. You must know the money is fake to be guilty; if it's an accident, you might not be charged.

What happens if you accidentally use fake money? ›

Yes, you can actually be arrested for using counterfeit money, even if you didn't know it was fake. Both the federal government and local state governments impose penalties on an individual for using or attempting to use counterfeit money.

What to do if you find $20 on the ground? ›

If you find an item of value in a public space, turn it over to the police. They will work to track down its rightful owner.

Does hairspray work on fake money? ›

When iodine is applied to the unique blend used by genuine US cash, there is no discoloration due to the lack of starch. However, the same effect can be accomplished by using hairspray on commonly used papers since it will create an invisible barrier between the starch and iodine from the pen.

What to do if you receive fake currency? ›

If You Receive a Counterfeit

If you ever doubt the authenticity of a note you receive, contact your local U.S. Secret Service field office (Off-site).

How can you tell the difference between fake money and counterfeit money? ›

To spot counterfeits, look for the absence of features like security threads, UV properties, watermarks, and color-shifting inks. Fake bills can sometimes have a few of these features, but it's difficult to replicate all of them perfectly.

Do banks check if money is real? ›

It's reassuring to know that all banks have a set of security measures in place to detect and confiscate fake money.

How to check if a $20 bill is real? ›

The $20 note includes an embedded security thread that glows green when illuminated by UV light. When held to light, a portrait watermark of President Jackson is visible from both sides of the note. In addition, the note includes a color-shifting numeral 20 in the lower right corner of the note.

How to spot fake 20 notes? ›

On the £20 and £50 notes there is a second, smaller window in the bottom corner of the note. Below the main see-through window on the front of all the notes, there is a silver foil patch containing a hologram. When you tilt the note from side to side, the words change between the value of the note and 'Pounds'.

What is an example of a counterfeit document? ›

Forged Documents

For instance, someone alters a photo or changes the name or birthdate printed on an ID. They can even make an entire document look like a different government agency issued it. The most common types of forged documents include: Fraudulent passports.

How do you report counterfeiting? ›

Report suspected counterfeit currency to your local authorities. Law enforcement agencies, banks and cash processors will submit suspected counterfeit currency to the Secret Service through our USDollars website.

Are you supposed to report counterfeit money? ›

You can report counterfeit United States currency to the Secret Service. Contact your local Secret Service Field Office. Learn how to spot counterfeit money.

What are the steps involved in detection of counterfeit document? ›

Analytical methods to detect counterfeits includes using a microscope and alternate light sources to observe printing processes, microprinting, laminates, substrates, and security fibers. Chemical and additional instrumental processes can be used as well.

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