How to Notify Bank of America About Travel (2024)

FAQs

How to Notify Bank of America About Travel? ›

You cannot set a travel notification with Bank of America. Bank of America doesn't give the option to set a travel notice because they trust their fraud detection capabilities to recognize suspicious activity and protect your account while you are travelling.

You can set up a Bank of America travel notice on your mobile app or through your online account. How to set up a travel notice through your online account: Log in and hover over the “Help & Support” menu tab. Click on “Set Travel Notice” in the drop-down menu.

Setting your travel notice over the phone or in-person

To set a travel alert for your credit card over the phone, call the number on the back of your card to get in touch with your bank. The customer service line will either let you speak to a representative on the phone or work with an automated system.

Bank of America participates in a Global ATM Alliance, which provides Bank of America clients access to International partner ATMs where the non-Bank of America ATM $5 usage fee for each withdrawal or transfer and ATM operator access fee can be avoided.

For banks that have a secure message function, login and click the “messages” button. Title the message “travel alert” and let them know your dates and travel locations.

Letting us know you're traveling internationally will helps us protect you against potentially fraudulent activity. Choose an account from your dashboard then select the Account services tab. Select Travel notifications from under Alerts & notifications.

For credit cards, Visa and MasterCard are universal, while American Express and Discover are less common. US debit cards with a Visa or MasterCard logo will work in any European ATM.

If you are traveling on an international flight and have $10,000 or more in your possession, you must disclose the amount of U.S. Currency in your possession on a FinCEN 105 form. Those disclosure rules do not apply on a domestic flight.

Avoid using a debit card for purchases.

Because a debit card pulls funds directly from your bank account, potential charges incurred by a thief will stay on your account while your bank investigates. For that reason, I limit my debit card use to cash-machine withdrawals.

A Bank of America International Transaction Fee of 3% will apply when converting your currency. 8 • If you have any issues with your cards while traveling, please call the number on the back of your card. Please visit locators.bankofamerica.com/international.html for a complete and current listing before you travel.

How do I avoid foreign transaction fees when traveling? ›

The best way to avoid foreign transaction fees is to acquire a no-foreign-transaction-fees credit card, if you qualify for one. Next in line are checking accounts or debit cards with no foreign transaction fee. It is also possible to avoid the fee by paying in the local currency for purchases.

No annual fee ^† and no foreign transaction fees.

As a Bank of America account holder, you don't incur fees for withdrawals, transfers or balance inquiries at ATMs displaying the Bank of America name and logo. (Cash advance fees may apply to credit card accounts; please see your credit card agreement for details.)

With Visa Travel Notification Service, Visa informs you whether your cardholder is transacting during the travel dates and at the travel destination they reported, helping you more confidently approve transactions when your cardholders make purchases while travelling.

(800) 432-1000

Bank of America / Customer service

Where can I submit a travel notice for my Apple Card? Goldman Sachs Bank does not require notification in advance of foreign travel plans.

Bank of America cards can be used internationally, with no need to tell Bank of America about your travel plans in advance. Just look out for the logo of the network your card is issued on – Visa or Mastercard for example – to start spending.

You generally don't need to set a travel alert on your credit card when traveling within the U.S. Even when traveling internationally, most credit card issuers no longer require setting travel alerts; however, some still do.

You don't need to let your credit card company know you're traveling, but it's always a good idea. To protect you from fraud, credit card issuers look for charges that seem to be out of the ordinary, or “suspicious activity”.