What bank card has no international fees?
Citibank Citi Priority Checking Account
Travel perks including no Citibank fees on ATM withdrawals worldwide and no foreign exchange fees when using debit card abroad.
| Credit Card | Foreign transaction Mark-up Fee |
|---|---|
| RBL Bank World Safari Credit Card | 0.00% |
| YES FIRST Preferred Credit Card | 1.75% |
| YES Prosperity Edge Credit Card | 3.00% |
| HSBC Visa Platinum Credit Card | 3.50% |
You can pay anywhere in any currency using your Monzo card, fee-free. We pass Mastercard's exchange rate directly onto you, without sneaky fees or extra charges. You can also make fee-free cash withdrawals up to a certain limit (see below).
Many banks offer credit cards with no foreign transaction fees, including the HSBC Low Interest Rate Credit Card and the Westpac Lite Credit Card for example. Or as an alternative, check out a non-bank provider like Wise or Revolut for a no foreign transaction fee card with low overall fees.
- Scapia Federal Bank Credit Card.
- Niyo Global International Travel Card.
- RBL Bank's World Safari Credit Card.
- IDFC Wow Credit Card.
| Card Name | Joining & Annual Fee(in ₹) | Forex Markup Fee |
|---|---|---|
| ICICI Bank Emeralde Credit Card | 12000 + GST | 1.5% |
| Bank of Baroda Eterna Credit Card | 2500 + GST | 2% |
| Kotak Privy League Signature Credit Card | 2500 + GST | 2% |
| American Express® Platinum Travel Credit Card | 3500 + GST | 3.5% |
- Get a no-foreign-transaction-fee credit card. Though most credit cards do charge foreign transaction fees, there are a number that don't. ...
- Use a debit/checking account with no foreign transaction fees. ...
- Pay in the local currency.
Chase Foreign Transaction Fees:
Chase Freedom Flex℠: 3% of each transaction in U.S. dollars. Chase Sapphire Reserve®: $0. Chase Freedom Rise℠: 3% of the amount of each transaction in U.S. dollars. Ink Business Premier℠ Credit Card: $0.
Credit cards typically provide better exchange rates than what you'll get from ATM machines and currency stands. Depending on your card issuer, your purchases might automatically qualify for insurance. This coverage doesn't simply apply to consumer goods — it also covers travel delays and lost luggage.
As long as your ATM or credit card has either a Visa or PLUS logo, you can withdraw cash at ATMs that are part of the Visa or PLUS network. How do I find an ATM in the country that I'm traveling to? Visa is accepted at over 200 countries and territories around the world.
Which card is accepted in all countries?
Visa Debit is a major brand of debit card issued by Visa in many countries around the world. Numerous banks and financial institutions issue Visa Debit cards to their customers for access to their bank accounts.
Note that international usage is only provided on Visa and MasterCard debit cards. If you have a RuPay Card, you can ask your bank to provide a Visa or MasterCard debit card.
A Bank of America International Transaction Fee of 3% will apply when converting your currency. 8 • If you have any issues with your cards while traveling, please call the number on the back of your card. Please visit locators.bankofamerica.com/international.html for a complete and current listing before you travel.
Many Citi checking accounts have foreign transaction fees, but you may avoid them if you're a CitiGold or CitiPriority customer. Credit cards are similar — you could find there's no foreign transaction fee for Citibank AAdvantage credit cards.
Visa exchange rate
This might not be the same day when the transaction took place. A 2.99% fee charged by us for using your debit card abroad when making purchases, withdrawing cash or for refunds.
Mastercard is better for international travel than Visa because Mastercard is accepted in more countries and territories (over 210) than Visa (200). Both are widely accepted nearly everywhere you're likely to travel, though, and each network supports credit cards that are excellent for traveling abroad.
You can avoid all transaction fees by paying for your purchases in cash while you're abroad.
Capital One doesn't charge a fee for using your credit card for foreign currency transactions.
Worldwide acceptance
According to Visa, cards issued through its payment network are accepted in 200 countries and territories around the world. Meanwhile, Mastercard reports acceptance in 210 countries and territories around the world.
While you'll always need some cash, using a credit card for your spending needs can significantly simplify overseas travel. You won't really have to deal with converting currency and, armed with the right credit card, you won't pay unnecessary foreign transaction fees.
Is there a debit card that can be used internationally?
While there may be a few credit unions that issue debit cards limited to domestic use, most debit cards are backed by Visa or Mastercard, trusted financial brands that are accepted worldwide.
Depending on the credit card you have, and the lender, you may be charged a fee for using your card overseas. If you're given the choice to pay in the local currency, it's typically cheaper to do so.
Q: Can I use my credit or debit card internationally? Yes, anywhere Visa is accepted. Visa fees will apply, and it will show on your statement as an international 1% transaction service fee.
